Etymology
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surcoat (n.)

"outer coat," early 14c., from Old French surcote "outer garment," from sur- "on, upon, over, above" (see sur- (1)) + cote (see coat (n.)).

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Definitions of surcoat

surcoat (n.)
a loose outer coat usually of rich material;
surcoat (n.)
a tunic worn over a knight's armor;
From wordnet.princeton.edu