Etymology
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moldy (adj.)

also mouldy, "overgrown or covered with mold, decaying," 1570s, earlier mowly (late 14c.), from mold (n.2) + -y (2). Related: Moldiness.

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Definitions of moldy

moldy (adj.)
covered with or smelling of mold;
a moldy (or musty) odor
moldy bread
Synonyms: mouldy / musty
From wordnet.princeton.edu