Etymology
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insolvent (adj.)

1590s, "unable to pay one's debts," from in- (1) "not" + Latin solventem "paying" (see solvent). Originally of one who was not a trader; only traders could become bankrupt.

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Definitions of insolvent
1
insolvent (n.)
someone who has insufficient assets to cover their debts;
Synonyms: bankrupt
2
insolvent (adj.)
unable to meet or discharge financial obligations;
an insolvent estate
an insolvent person
From wordnet.princeton.edu