Etymology
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encumbrance (n.)

c. 1300, "trouble, difficulty; ensnarement, temptation," from Old French encombrance "encumbrance, obstruction; calamity, trouble," from encombrer (see encumber). Meaning "that which encumbers, impediment, obstacle" is from late 14c. in English.

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Definitions of encumbrance

encumbrance (n.)
an onerous or difficult concern;
Synonyms: burden / load / incumbrance / onus
encumbrance (n.)
a charge against property (as a lien or mortgage);
Synonyms: incumbrance
encumbrance (n.)
any obstruction that impedes or is burdensome;
From wordnet.princeton.edu